“Where there is no struggle, there is no strength.” – Oprah Winfrey

Hi folks,

It’s been a while, I know.

I have been occupied with business outside of this website. As a matter of fact, it is what has inspired this particular post.

As you may or may not know, I am an African-Canadian. I mean, my parents were born in Jamaica but you know what I’m getting at.

Anyways, I have been fortunate to be born to parents who never worried about money, never struggled much in life, or had a criminal record – which many people assume the opposite as the default for all black people. 

With this came a mindset that has helped me do many things in life. I have always been fearless of anything in my way. I never experienced racism or played victim to anything that someone else would see as warranted. I never was denied entry to places or opportunities because of my race because I never presented myself as a victim of “oppression” but I also carried myself in such a way that was always acceptable in my surroundings. 

So when did I start to notice a bit of it? 

When I became a business owner. Dealing with banks is a daily occurence for a business owner. You want loans, lines of credit, or a mortgage? You have to go through a bank (most of the time).

My predicament dealt with me wanting a mortgage for a property I own for a good and realistic rate. I have excellent credit and I have my own line of credit and various perks of being a business entity. But, there will come a point when people and business entities with money will try and stop a black person from being successful – especially a guy at the age of 21. 

I will not go into major specifics of what is going on right now, but I urge you, if you want something, you better put in the work to get it. Never take no for an answer. Wimps give up. 

I’ll tell you one thing I have learned from this experience of mine: in business, the nice guy doesn’t get out on top. I’m never the nice guy in business but me being firm with what I want gets me the deals that I desire. Never let anyone or any entity make you feel like you need them. 

The only things you need are God and your sound mind. 

Stay strong and stay excellent. 

Until next time,

Live Long and Prosperous.

J.M.

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