“Saving is valuable only if you are saving to invest. Otherwise, saving is pointless. Instead, increase your income.” – Jahnome McEwan

We have all seen plenty of videos claiming that the best way to get rich is to stop spending on Starbucks and on Uber. Suddenly, you will wake up with a million dollars in your account. That’s not how it works. If you talk to any millionaire, none of them will agree that they got rich by saving. Although, you really don’t need to buy your coffee outside. You could make it at home for free – whilst working on your own business!

What you have to do is increase your income. There are a few ways to do so. You can ask your manager for a salary increase, start a business, take up a second job, start investing, etc. The best option is up to you, but saving will not make you rich. At the end of the day, by your fifties, if you are working wisely and saving, you will save a lot of money. – regardless. What you may be working towards although, is building wealth before you are an elder. In order to do so, you have to do more than your parents did. You HAVE to have your own business generating some form of income, or at least save to invest a good chunk of the income you may be getting from a high salary job.

There are plenty of other ways to increase your income that are sprouting out rapidly nowadays. For me, I am focusing more on a balanced portfolio of stocks, bullion (physical gold and silver), and cryptocurrencies. In my opinion, blockchain technology and cryptocurrency is and will continue to be the “next big thing”. Just as how the internet was when it first arrived, it won’t fully be understood until it is in every home and integrated in every business. I am training myself to be ahead of the curve, so I am continuing to educate myself on this life-changing technology and figuring out how to make it lucrative for me in my future.

All in all, saving is good if you are unsure of what to do with your money. But with information being so readily available to you, there is absolutely no reason why you should not have your money work for you 24/7. Treat your money as your workers. Your manager or boss would not pay you to just sit around doing nothing. You should not let your money just sit around either. Get those workers moving and generating you income! Educate yourself and be in control of your financial future!

Until next time,

Live Long and Prosperous.


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This website and its contents are solely opinion-based. The information provided does not constitute investment advice. Accordingly, due to the information on this blog only being of personal opinion and experience, it should not be considered professional financial decision advice. The ideas and strategies expressed should never be considered without first assessing your personal and financial situation, or without consulting a financial professional. My thoughts and opinions will change over time as I learn and accumulate more knowledge.